Do natural disasters pose a threat to your home? It’s unlikely your home is completely free of risk. Consider the following National Geographic disaster facts that affect homeowners worldwide each season.

Tornado fact: 

Tornadoes occur most often between March and July, during the hours from 4 to 9 p.m. Tornado winds can whip up to 300 mph. That’s twice as fast as hurricane winds. These powerful twisters can quickly destroy homes in their path.

Lightning fact: 

A lightning flash can heat the air around it to five times hotter than the surface of the sun.

Contrary to popular belief, lightning can (and does) strike the same place twice. Rods and other materials such as plumbing and gutters can ground homes and offer protection from lightning. 

Hurricane fact: 

Hurricanes cause “storm surges” when winds push ocean water onshore. These can reach heights of 20 feet and can cover several miles of inland territory.

Flooding and storm surges are two of the most threatening aspects of hurricanes. These storms can also generate tornadoes. Forecasts and evacuations are the best defense against the destruction of hurricanes. 

Earthquake fact: 

Typically, a magnitude 8 earthquake hits somewhere every year.

Earthquakes claim the lives of 10,000 people annually; a majority of these tragedies are due to collapsing buildings. These disasters can also lead to other incidents, such as fires, tsunamis, and floods, that add to the destruction.

Wildfire fact: 

Four out of five wildfires are started by humans. 

Every year, between four and five million acres of US land is cleared by wildfires. These infernos can move up to 14 mph, burning up everything in their path. Depending on your location, your property may be at risk for one or more of these incidents each season. Do you have the proper coverage?

Homeowners insurance can provide the protection you need. Reach out to our office to review your coverage. We’ll ensure you have the policies in place to help you recover if disaster strikes in your area.