Don’t Let Road Rage Ramp Up Your Claims

 

You’re running late. Construction traffic is making things worse. Then, an SUV cuts you off, nearly clipping your bumper. What’s your reaction? Many drivers suffer negative consequences when road rage rears its ugly head.

One of those consequences is insurance costs. Did you know that damage or liability that results from aggressive driving isn’t typically covered by your auto insurance policy? If it is determined that you caused the damage with “risky behavior,” you may pay for it in repairs and increased premiums. To avoid these costs (and the road rage that leads to them), use the following tips:

Slow and steady wins the race.

Give yourself extra time to get to your destination. Patience runs short when you’re in a hurry.

Let it roll off.

Many times, other drivers are clueless about what they’ve done. They might be lost, affected by sun glare, or oblivious to how their driving has affected you. Don’t take it personally.

Keep your distance.

When you get stuck behind a slow driver, don’t succumb to the temptation to tailgate. If they stop, the resulting rear-end collision will be deemed your fault.

Lay off the horn.

Reserve honking for emergency situations. It’s designed as a warning sound, not an aggression valve. Insistent honking only annoys, startles, and stresses other drivers and leads to more aggressive behavior.

Remain nonconfrontational.

Don’t stop to confront other drivers. Additionally, if other drivers are demonstrating road rage behaviors, try to put distance between your vehicles. Don’t engage with the drivers in any way. Always put your safety first.