It is called a few of different things, at least:

Optional Transportation Expense

Transportation Expense Coverage

Rental Reimbursement Coverage

Car Rental Coverage

One question that comes up often regarding the optional transportation expense coverage in the car insurance policy. Q: Does Optional that only apply in the case when a car is damaged in an accident and in the repair shop for a while?

One of our cars is in the shop for repair but not related to any accident. Due to parts being delayed, it will take some time to get the car back. The dealer has no loaner car available due to covid19. So I am wondering how that insurance coverage works.

A: The coverage is triggered by a covered loss or claims to your policy.There is no coverage for a rental car that is needed due to repair to a vehicle.

George Page
Page Insurance, Ltd
(203) 453-5259