Protect Your Boats and MotorcyclesProtect Your Boats and Motorcycles

Before you take your motorcycle on the road, or put your boat on the water, it may pay to be certain your insurance is ship-shape. Here are a few tips to help protect your boats and motorcycles

Motorcycles and boats are often significant investments, and the right insurance policy can help protect them. Here are a few tips, courtesy of Page Insurance, Ltd:

  • Evaluate your specific needs. Insuring a boat or a motorcycle is different than insuring your car or home. A specialized motorcycle policy can provide coverage for custom paint jobs and aftermarket equipment. These items might not be covered if the bike were just added to a generic auto policy.
  • A specialized boat policy could cover things, such as the cost to replace lost or damaged fishing gear. It can also cover costly services such as emergency towing and fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s policy.
  • Consult with an independent agency – like Page Insurance, Ltd. Unlike “captive” agents, who represent only one company, independent insurance agents are licensed insurance professionals who represent several companies. They can offer you a variety of coverages, review and your policies, and suggest new coverage options that meet your changing needs and answer your questions.

“An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”

To learn more about Progressive Boat and Motorcycle insurance, contact Page Insurance, Ltd or visit progressiveagent.com.