Protect Your Child from Hazards in the Kitchen

If you have toddlers, it’s hard to imagine a more dangerous area of your home than the kitchen. Knives, stovetops, and potential toxins all pose hazards to your kids, who can and will want to touch.

If you have a small child entering a particularly “grabby” phase, try these tips to childproof your kitchen.

Move things out of reach

Cleaning supplies, glassware, and knives should all be stored where small children can’t reach or climb to them. Don’t leave glasses on counters where they can be knocked over; store bleach and other household cleaners in a locked cabinet, and leave knives in a drawer that can be locked.

Cover knobs and outlets

Kids can easily stand on tippy-toe to turn oven knobs and dials, or sit on the ground and play with electrical outlets. Purchase plastic knob and outlet covers to prevent disasters.

Lock the fridge

A curious little one may be inclined to open the fridge to root around for a snack. Protect their tummies, your food, and the floor by using a fridge guard to keep it closed when you’re not looking.

Ditch the linens

Tablecloths and runners are just begging to be yanked by a chubby little hand. Get rid of them entirely to protect your child’s head (plus your nice dishes and glassware).

Change habits

Not every safety tip is a matter of hiding, installing, or removing; being mindful of your own behavior in the kitchen is important. Use the dishwasher at night while children are asleep, so they won’t unlock the door and scald themselves.

Give them Alternatives

Take pressure off yourself and your little ones by giving them something to play with when you’re in the kitchen. Why not store your plastic storage bins and containers in a low unlocked cabinet? They’ll spend hours building and knocking down the containers. And avoid other, more dangerous, playthings.

How to Save Money on Auto Insurance by Driving Less

Auto insurance. Repair. Maintenance. Taxes. Gas: Owning a car is expensive. Carpooling, using public transportation, walking, or biking can help save money. But if you don’t have those options, rarely drive, and want to save money, then what?

If you work from home, are retired, only drive occasionally, or have one pleasure vehicle you only take out on weekends, your best bet is still auto insurance.

How is that possible? Ask your agent about the following options:

“Pay-as-you-drive” (PAYD) policies 

Many insurers now offer PAYD policies. This involves the addition of a device, easily installed below your steering wheel, that records how much you drive, when and where you drive, and your driving habits, such as the way you brake and accelerate. The insurance carrier calculates an amount monthly, and you simply pay for what you use. Even if you don’t like feeling as though you’re being “tracked,” consider the savings – some see premium reductions of up to 30 percent.

How is your vehicles rated?

On your insurance policy, your vehicle will be rated as “pleasure” or “work.” If you commute daily to work or school, your vehicle will be rated as “work”. If you’re retired, work from home, or drive only on weekends, it should be rated as a “pleasure” vehicle.

If your car has been rated as work and is now pleasure, there could be a fairly significant drop in premiums, since the likelihood of having an accident is reduced when you spend less time on the road. Check it out.

For more information call Page Insurance at (203) 453-5258 or send an email to us [email protected]