Are Safer Cars Cheaper to Insure?
Surprisingly, there isn’t a direct correlation between an automobile’s safety rating and what it costs you to insure it.
But when you compare 2016’s safest vehicles (per the Insurance Institute for Highway Safety’s 2016 report) with the least expensive vehicles to insure, you can see which car models are the safest and cost the least to insure.
Is your car on this list?
- Honda CR-V: $1,232 average annual premium
- Subaru Forester: $1,321 average annual premium
- Toyota Rav4: $1,331 average annual premium
- Honda Accord 2-door coupe and Honda Accord 4-door sedan : $1,418 average annual premium
- Ford Fusion: $1,445 average annual premium
- Hyundai Sonata: $1,457 average annual premium
- Toyota Camry: $1,476 average annual premium
- Honda Civic 2-door coupe and Honda Civic 4-door sedan : $1,461 average annual premium
- Nissan Sentra: $1,468 average annual premium
- Toyota Prius: $1,469 average annual premium
- Acura RDX: $1,429 average annual premium
- Acura MDX: $1,627 average annual premium
- Lexus RX: $1,637 average annual premium
- Audi Q5: $1,712 average annual premium
- Lexus ES 350: $1,709 average annual premium
- Mercedes-Benz E-Class: $2,173 average annual premium
- Chevrolet Equinox: $1,282 average annual premium
- Nissan Rogue: $1,341 average annual premium
- Kia Sedona: $1,308 average annual premium
- Ford F-150 crew cab and Ford F-150 extended cab: $1,409 average annual premium
These average annual premiums were calculated using data from the nation’s six largest carriers, across all 50 states, and included over 2,300 car models.
It is important to note that your premiums for any automobile will vary based on your coverage levels, driving record, credit rating, deductible levels, and typical commuting distance.
For more information, or to explore variables that affect your rates, contact us today. We’ll be happy to help you find the right balance of coverage and rates.
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