Blog
Why You Should Request a Certificate of Insurance From Your Painter or Contractor
Before You Hire a Painter, Ask for a Certificate of Insurance Getting your house painted may seem like a straightforward project. You get a few quotes, pick a color, schedule the work, and look forward to a fresh new look. But before the first ladder goes up against...
Why Spring Is the Most Overlooked Risk Season for Connecticut Homeowners
Why Spring Is the Most Overlooked Risk Season for Connecticut Homeowners When most people think about home insurance risks, they think of winter storms or summer hurricanes. But here in Connecticut, spring is quietly one of the highest-risk seasons for homeowners—and...
How We Use AI to Better Serve Connecticut Clients—Without Compromising Your Privacy
How We Use AI to Better Serve Connecticut Clients—Without Compromising Your Privacy Artificial intelligence is everywhere right now—and if you’re like most Connecticut homeowners and drivers, you may be wondering: Is this actually helpful… and is my information safe?...
The Lights Are On… But No One’s Home
Why Your Insurance Agent Isn’t Calling Back (Connecticut Service Problems Explained)
Replacement Cost vs. Actual Cash Value in Connecticut: What Homeowners Need to Know
Replacement Cost vs. Actual Cash Value in Connecticut: What Homeowners Need to Know Meta Description:Learn the difference between Replacement Cost and Actual Cash Value in Connecticut homeowners insurance—and how it impacts your claim payout. Replacement Cost vs....
Will My Insurance Go Up After a Not-At-Fault Accident in Connecticut?
Will My Insurance Go Up After a Not-At-Fault Accident in Connecticut? If you’ve recently been in an accident that wasn’t your fault, one of the first questions that comes to mind is: “Is my insurance going to go up?” It’s a fair question—and one we hear often from...
Spring Home Insurance Checklist for Connecticut Homeowners (2026 Guide)
Spring Home Insurance Checklist for Connecticut Homeowners (2026 Guide) Spring in Connecticut is a welcome change—but it also brings its own set of risks for homeowners. From heavy rains and thawing ground to aging roofs and sump pump failures, this time of year is...
(5) Home Updates You Should Always Tell Your Insurance Agent About
Home improvements can increase your home’s value—but they may also affect your homeowners insurance coverage. Learn the five upgrades you should always report to your insurance agent.
Do Solar Panels Affect Your Homeowners Insurance?
Do Solar Panels Affect Your Homeowners Insurance? Solar panels are becoming more common across Connecticut. Many homeowners install them to reduce energy costs, increase property value, and reduce their environmental footprint. A client recently asked a great...
How Much Liability Insurance Do You Really Need in Connecticut?
If you live in Connecticut and own a home, drive a car, or have built meaningful assets, you’ve probably wondered: Should I carry liability insurance equal to my net worth? In most cases, the answer is yes and sometimes more than that. Here’s how to think about...