Hi Family and Friends,

I hope all is well with you. Halloween is all about fun — costumes, candy, and neighbors out enjoying the night. But it can also bring a few spooky surprises for homeowners and drivers alike.

We’ve put together 4 quick, practical tips to help you stay safe, avoid claims, and keep the evening worry-free.

🎃 From safe lighting to liability reminders — these are things your insurance agent wishes everyone knew before Halloween night.

Stay safe and have a great Halloween!

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