Hi Family and Friends,

If you have a soon-to-be teen driver in your home (deep breaths!), you might be wondering whether their choice of driver’s ed program affects your future insurance rates.

Here’s the good news:

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Insurance companies do NOT charge more or less based on whether your teen chooses a 30-hour classroom program or a condensed 8-hour Zoom course.

As long as they complete a state-approved program, they qualify the same for available driver training discounts.

What does change:

• The 30-hour course allows your teen to get their license after 4 months.
• The condensed 8-hour course requires a 6-month wait.

Why the difference?

The longer course provides more real-world pointers, defensive driving concepts, and structured learning — giving students a stronger foundation behind the wheel. That added depth is the reason for the shorter licensing wait time, not higher or lower insurance costs.

If you’re weighing options or want help planning for a new driver on your policy, we’re always here to guide you.

Safe driving,

George Page

Page Insurance Ltd.