Business Owners Policy
Business Insurance: Protecting Your Company, Employees, and Assets
Whether you’re managing a busy office, operating a retail store, or running deliveries across town, your business faces risks every day. But are you confident you have the right protection in place? The cheapest business insurance policy isn’t always the best one, especially when an unexpected loss or liability claim threatens your bottom line.
At Page Insurance, we provide clear, comprehensive, and affordable business insurance policies. From liability to property protection, we’ll help you find the right coverage so you can operate with confidence, knowing your company, employees, and assets are safeguarded every step of the way.
Who Needs Business Owners Policy?
Small Business Owners
A Business Owners Policy (BOP) is designed for small to medium-sized businesses that want broad protection at an affordable rate. If you own a retail shop, office, or service company, a BOP combines essential coverages into one convenient package.
Growing Companies
As your business expands, risks increase. A BOP helps protect your property, inventory, and income while also shielding you from costly liability claims. It’s ideal for companies that serve customers daily or depend on physical assets to operate.
Peace of Mind for Entrepreneurs
Even the most careful business owners face unexpected events. A BOP offers the confidence to focus on growth, knowing your business is backed by reliable insurance protection.
Tailored Protection for Every Business
At Page Insurance, we know no two businesses are the same. That’s why we design Business Owners Policies (BOP) customized to your industry, size, and specific risks.
Affordable, Comprehensive Coverage
We combine essential protections like property, liability, and business interruption into one affordable package. Our goal is to give you the right balance of coverage and cost, without unnecessary extras.
Local Expertise, Trusted Support
As your local insurance partner, we provide more than just policies, we deliver guidance, claims support, and peace of mind. With Page Insurance, your business is protected today and ready for tomorrow.
Property Protection
A Business Owners Policy (BOP) covers your physical assets, including buildings, equipment, and inventory. It safeguards your business against losses caused by fire, theft, or certain natural disasters.
Liability Coverage
It also includes general liability protection, shielding your business if someone is injured on your premises or if you’re held responsible for property damage. This coverage helps manage costly legal claims and settlements.
Business Continuity
A BOP often provides business interruption coverage, replacing lost income if you’re forced to pause operations due to a covered event. This ensures your company can recover and continue serving customers without devastating financial setbacks.
How Much Business Owners Policy Do I Actually Need?
The amount of Business Owners Policy coverage you need depends on your property value, industry risks, and liability exposure. Ideally, it should cover the full replacement cost of your building, equipment, and inventory while providing enough liability protection for customer traffic and potential lawsuits. An insurance advisor can help tailor the right balance of affordability and protection for your business.
How Can I Lower My Business Owners Policy Premium?
You can lower your Business Owners Policy premium by bundling coverages, improving workplace safety, choosing a higher deductible, and reviewing your policy regularly to remove unnecessary coverage. At Page Insurance, we shop multiple carriers to ensure you get the right protection at the most affordable price for your business.
Does My Business Owners Policy Cover Vehicles Like Rental Cars?
No, a standard Business Owners Policy does not cover vehicles such as rental cars or company-owned autos. For that protection, you’ll need a Commercial Auto Insurance policy. At Page Insurance, we can help you add the right coverage to ensure your business vehicles are fully protected.
Protect your Connecticut business journey with the right BOP.
Don’t settle for one-size-fits-all coverage. Our Connecticut experts customize Business Owners Policies to match your company’s unique needs and budget.