Antique & Collector Car Insurance in Guilford, CT

Insurance Protecting Your Antique & Collector Car

Your collector car is not just a vehicle; it’s a passion, a labor of love, and a piece of rolling history. It’s the result of countless hours in the garage and a source of immense pride at local car shows or on a scenic drive along the coast. A standard auto policy treats it like a 10-year-old sedan, and that’s just not good enough.

At Page Insurance, we understand what makes your vehicle special. We provide specialized collector car insurance that protects its true value, so you can enjoy your passion with complete confidence.

Is Collector Car Insurance Right for You?

This specialized coverage is designed for a wide range of passionate owners. Our policies are the perfect fit for:

  • Classic Car Enthusiasts (e.g., Ford Mustang, Chevy Corvette, MGB)
  • Antique & Vintage Car Owners (Pre-war and post-war classics)
  • Hot Rod & Custom Car Builders
  • Owners of Modern Exotics or Supercars
  • Anyone whose vehicle is used for pleasure, not daily commuting, and is appreciating in value.

Why Standard Auto Insurance Isn’t Enough
Standard auto insurance doesn’t always account for the unique value and limited usage of collector vehicles. Whether you own a meticulously restored classic or a rare exotic, collector car insurance offers agreed value coverage, flexible mileage options, and protection at car shows or while in storage. It’s peace of mind for vehicles that deserve more than standard coverage.

 

Why Choose Page Insurance for Your Collector Car?

We Appreciate Your Passion
We’re not just insurance agents; we’re enthusiasts who understand the difference between a VIN and a chassis number. We speak your language and share your passion for these incredible machines.

Access to Specialized Carriers
As independent agents, we partner with the nation’s top collector car insurance carriers, like Hagerty, Grundy, and others. We find you the premier policy that a standard insurance company simply cannot offer.

Personalized Policy Review
We take the time to build your policy correctly. We’ll review photos, restoration details, and appraisals to ensure your Agreed Value is accurate and your coverage is rock-solid. You get a policy as carefully crafted as your car.

The Specialized Insurance Coverage Your Classic Car Deserves

Agreed Value Coverage
This is the most important feature. We work with you to determine your car’s value and agree on that number upfront. If there’s a total loss, you receive the full “Agreed Value,” with no depreciation. No arguments, no hassle.

Flexible Usage & Mileage Plans
These policies are designed for how you actually use your car. Enjoy weekend drives, tours, and trips to car shows. We offer generous and flexible mileage plans that fit your lifestyle, not restrict it.

Car Show & Touring Coverage
Your policy protects your vehicle while it’s on display at a car show, at a club event, or even during an overnight stay on a multi-day tour.

Spare Parts & Restoration Coverage
We can provide coverage for your valuable collection of spare parts. If your car is in the middle of a restoration, we can ensure it’s protected during the process.

What's the main difference from my regular auto policy?

The biggest difference is Agreed Value vs. Actual Cash Value (ACV). A regular policy pays ACV, which is the replacement cost minus depreciation. For a classic, that could be a fraction of its true worth. Our collector policies pay the full Agreed Value that we determine with you when the policy begins, protecting your full investment.

Are there very strict mileage limits?

Not at all. This is a common myth. While these policies are not for daily drivers, they offer flexible and generous mileage plans (e.g., 2,500, 5,000, or even 7,500 miles per year) that allow for plenty of pleasure driving and touring. We’ll find a plan that fits how you enjoy your car.

Do I need a professional appraisal to get coverage?

It depends on the vehicle and its value. For many classics, we can determine the Agreed Value with you using detailed photos and market research. For very high-value, rare, or unique custom vehicles, a professional appraisal may be required to ensure the value is properly documented.

Give Your Classic the Coverage It Deserves

Your special car shouldn’t have ordinary insurance. Let our experts protect your passion and your investment with a policy built for a true collector.