Golf Cart & ATV Insurance in CT
Whether you are cruising the neighborhood in your golf cart, exploring trails on your ATV, or hauling gear for a weekend adventure, you depend on your ride for fun and function. But do you have the right coverage for every turn? The lowest priced policy is not always the smartest choice, especially when accidents or damage happen.
At Page Insurance, we provide clear, comprehensive, and affordable golf cart and ATV policies. We will help you find the right protection so you can ride through Guilford and beyond with complete peace of mind.
Who Needs Golf Cart & ATV Insurance?
Local Expertise for Local Trails
We understand the realities of riding in Guilford and along the Shoreline from navigating busy summer paths to tackling rugged off-road terrain. We guide you toward the coverages that matter most right here at home.
Independent Agents Find You the Best Rate
As an independent agency, we work for you, not for one insurance company. We compare rates and coverages from multiple top-rated carriers to ensure you get the best value without sacrificing protection for your golf cart or ATV.
Personal Service is Our Standard
When you have a question or need to update your policy, you call our Guilford office and speak with a familiar voice. We are your local advocates, dedicated to delivering responsive, personal service you won’t find with a national call center.
Comprehensive Coverage for Your Golf Cart & ATV
At Page Insurance, we provide specialized coverage for your golf cart and ATV, ensuring you’re protected whether you’re cruising through the golf course or navigating rough trails in Guilford, Connecticut. We offer a range of options to protect your vehicles from damage, theft, and accidents.
Tailored Policies for Local Riders
Living in Guilford means enjoying outdoor activities, and our golf cart and ATV insurance policies are designed with local risks in mind. From property damage to personal injury coverage, our policies are customized to match your needs and riding habits.
Independent, Expert Service
As an independent agency, we compare coverage from top-rated carriers to find you the best value. Our local expertise ensures that your policy fits your specific requirements while giving you the personal, responsive service that you won’t get from national insurers.
An insurance policy for your golf cart or ATV is more than just paperwork, it is your shield. We make sure it is built with the right combination of coverages to protect you, your passengers, and your finances.
Liability Coverage
The foundation of your policy, covering bodily injury and property damage you may cause to others in an at-fault accident. We help you select limits that safeguard your assets.
Collision Coverage
Pays to repair or replace your golf cart or ATV if it is damaged in a collision with another vehicle or object (like a fence, tree, or pole), regardless of fault.
Comprehensive Coverage
Covers damage from non collision events, including theft, vandalism, fire, falling objects, storms, or even animal-related accidents.
Uninsured/Underinsured Motorist
An essential coverage that protects you and your passengers if you are hit by a driver or rider with no insurance or not enough insurance to cover your medical expenses.
How Much Golf Cart & ATV Insurance Do I Actually Need?
While Connecticut has minimum legal insurance requirements, they are often far too low to protect you after a serious golf cart or ATV accident. We recommend liability limits high enough to safeguard your home, savings, and other assets. Our team will review your unique riding habits and financial situation, then help you choose coverage that offers real security, not just the bare minimum.
How Can I Lower My Golf Cart & ATV Insurance Premium?
There are plenty of ways to save on your golf cart or ATV insurance. The number one way is to bundle your golf cart or ATV policy with your home or auto insurance through the same carrier. We’ll also check for discounts you may qualify for, such as safe rider, low mileage, or paid-in-full savings. Adjusting your deductibles can further lower your premium, while keeping the protection you need.
Does My Policy Cover Me if I Drive a Rental Golf Cart or ATV?
In many cases, coverage from your golf cart or ATV policy applies only to the insured vehicle, not rentals. However, some carriers offer optional coverage that extends protection to rental golf carts or ATVs. If you want coverage for the cost of renting a vehicle while yours is being repaired after a covered accident, you’ll need an add-on called Rental Reimbursement. We can walk you through the options so you’re fully protected.
Get the Right Coverage for Every Ride Ahead
Don’t settle for a one-size-fits-all policy. Let our local experts find the best golf cart or ATV insurance for your needs and budget.