Summer Insurance Tips: How to Stay Protected This Season | Page Insurance
By George Page, Page Insurance Ltd
Summer brings sun, fun, and… a few insurance risks you might not have thought about. Whether you’re planning road trips, backyard parties, or tropical getaways, it’s the perfect time to review your insurance policies to make sure you’re protected against seasonal surprises.
In this post, we’ll cover smart summer insurance tips to keep your home, vehicle, and vacation plans covered — plus a helpful FAQ section to answer common summer coverage questions.
Auto Insurance for Road Trips
Hitting the open road this summer? Before you load up the car, check that your auto insurance is road-trip ready.
Make sure you’re covered for:
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Roadside assistance (towing, lockouts, battery jumpstarts)
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Rental car reimbursement in case your vehicle needs repairs
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Teen or student drivers home from college
If you’ve added drivers or changed vehicles recently, now’s the time to update your policy.
Homeowners Insurance for Summer Safety
Summer is prime time for entertaining — from pool parties to backyard BBQs. But more guests mean more risk.
Review your homeowners or renters insurance to make sure you’re protected against:
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Liability for injuries on your property (like pool or trampoline accidents)
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Outdoor features such as new decks, fire pits, or playgrounds
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Storm damage — especially from summer wind, hail, or lightning
Consider adding an umbrella policy if you’ve taken on additional risk.
Storm and Flood Coverage
Summer storms can strike fast — and do serious damage. Check your current policy for:
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Wind and hail coverage (standard in most policies, but check your limits)
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Flood insurance — not included in most homeowners policies and crucial if you live in a flood-prone area
If you’re not sure whether you’re at risk, use FEMA’s flood map tool or ask us for guidance.
Travel Insurance for Summer Vacations
Planning a getaway? Whether you’re staying domestic or heading overseas, travel insurance can help protect your plans.
A travel policy can cover:
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Trip cancellations or interruptions
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Medical emergencies abroad
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Lost luggage or travel delays
Some credit cards offer limited travel protection — but often not enough. We can help you understand your options.
FAQs: Summer Insurance
Q: What insurance should I review before summer vacation?
A: Review your auto, homeowners, and travel insurance to ensure they protect against common seasonal risks like accidents, weather damage, and trip disruptions.
Q: Does my homeowners insurance cover pool-related injuries?
A: Most policies include liability coverage, but limits can vary. If you have a pool or trampoline, we recommend umbrella insurance for added protection.
Q: Do I need flood insurance if I have homeowners coverage?
A: Yes — flood coverage is not included in standard homeowners policies. If your home is in a moderate-to-high risk zone, flood insurance is strongly recommended.
Enjoy Summer with Peace of Mind
Page Insurance is here to help you make the most of your summer — safely and confidently. If you’re unsure whether your coverage fits your plans, we’re happy to do a quick policy review.
Call us at (203) 453-5258
Email: george@pageins.com
Visit: www.pageins.com